– For many buyers, the money needed for a down payment can be one of the biggest hurdles to buying their first home. Fortunately, there are loan programs that contain down payment assistance programs that are designed to help first time buyers who have little, or even no cash saved for a down payment.
San Diego Housing Commission First-Time Homebuyer Programs – *SDHC First-Time Homebuyer Program loans and grants cannot be used in conjunction. City of San Diego Down Payment & Closing Cost Assistance, No funds. The tax credit is a dollar-for-dollar reduction in the homebuyer's Federal tax.