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New American Funding is a direct lender offering conventional, FHA, and VA loans. You can also explore options for a mortgage that includes a home renovation loan. Less common available loan types include jumbo loans, reverse mortgages, and interest only mortgages.
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PennyMac is a direct lender with a primarily online focused lending business. It offers a full range of loans including conventional, jumbo, FHA, VA, and USDA loans. But for those with a low down payment, notably first-time buyers, you may find good rates and a better experience with this California based lender.
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Non-prime mortgages are making a comeback and new lenders are introducing new programs almost monthly. While the current loan products are not quite like the pre-recession subprime mortgage programs, they are increasingly becoming available to borrowers with lower credit scores, the self-employed, and other types of borrowers that have been left out from getting a mortgage for almost a decade.
This direct lender offers FHA, USDA, VA and first-time homebuyer loans along with reverse mortgages and mortgage refinancing options. Serves New Jersey, New York, Pennsylvania, Florida and.
New American Funding is a direct mortgage lender offering an array of mortgage loan options including purchase, refinance, and first time home buyer loans. New American Funding has been on this list since 2011. Freddie Mac and Ginnie Mae Direct Seller/Servicer, FHA Direct Endorsement and VA Automatic mortgage lender. The company is licensed in.
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